Orthodontist Financing Options & Insurance in Apollo Beach, FL
Our team at South Shore Orthodontics believes that everyone deserves access to safe, comfortable orthodontic care. That is why we accept most major orthodontist dental insurance plans and offer reasonable financing options to qualifying patients. We want you to be able to get the treatment you need without worry or stress. If you are concerned about how to pay for orthodontic care, our team can carefully go over your options and help you find one that works for you. Here is a look at our orthodontist financing options and insurance in Apollo Beach, FL.
What Is Dental and Orthodontic Insurance?
Dental and orthodontic insurance is similar to health insurance. Your provider can help you cover the cost of dental care, preventive oral health care, and orthodontic treatment. Orthodontic insurance is usually added to your standard dental insurance plan. If you think that you will need adult orthodontic care or orthodontic care for your child in the future, it’s a good idea to purchase orthodontist insurance for adults or kids.
How to Verify Your Orthodontic Insurance Benefits
If you’re not sure what dental procedures or orthodontic treatments are covered by your orthodontist insurance, you should verify your benefits before making an appointment. This will help you avoid surprises and give you the opportunity to explore other financing options for orthodontic treatment. To verify your dental or orthodontic insurance benefits, you can:
- Look at the documentation your insurance provider gave you.
- Log into your online account to read your summary of benefits or coverage plan.
- Call your insurance provider to ask about your coverage details.
Common Orthodontic Insurance Limitations and Exclusions
While we accept most major orthodontist dental insurance plans, some providers may have insurance limitations and exclusions that affect your ability to use insurance for your treatment. Some of the most common orthodontic insurance limitations and exclusions are:
- Age restrictions limiting or denying coverage for anyone over the age of 21
- Lifetime maximum payouts
- Post-enrollment waiting periods
- Exclusion of certain treatment types like clear aligners, cosmetic procedures, tooth reshaping, and specialized treatments like TMJ therapy
- Exclusion of replacement orthodontic or dental appliances
- Denial of coverage for pre-existing conditions
Our Financing Options for Orthodontic Care
We offer flexible in-house financing options to qualifying patients. Our goal is to help you get the personalized orthodontic care and treatment you need without having to experience financial stress or worry. Our affordable payment plans and interest-free financing options are provided through our partnership with Wells Fargo Bank, N.A. Call us now to learn more about:
- Flexible financing
- Convenient monthly payments
- Online account management
Dental Budgeting and Cost Management Strategies
If you think that you will need a major dental procedure or orthodontic treatment in the future, it’s best to start budgeting as soon as possible. Some of the best budgeting and cost management strategies for orthodontic and dental care are:
- Get an estimate for the cost of services.
- Find out if there are any discounts available or upcoming promotions.
- Open a health savings account.
- Sign up for dental and orthodontic insurance.
- Open a traditional savings account to be used for dental visits and treatment.
- Set aside your tax refund or work bonus for use for dental care.
- Ask your dentist or orthodontist about payment plans or financing options.
- Reduce other expenses or cut costs.
- Investigate community resources.
- Consider using a dental school.
What to Do if You Don’t Have Orthodontic Insurance
If you don’t have orthodontist health insurance, you can explore community resources that may be available for low-income residents who need dental care. You can call or visit us to see if you qualify for our financing options or payment plans. We also accept credit cards, cash, checks, and HSA and FSA cards.
Call Now About Our Orthodontist Financing & Insurance Options
If you’re not sure if we take your orthodontic insurance or if you want to get an estimate for a procedure you know you need, our team at South Shore Orthodontics is happy to help. We can schedule a free consultation and give you an outline of our recommended treatment plan and a cost range so that you can begin preparing. Call us now or contact us online to make an appointment to discuss our flexible, affordable orthodontist financing options in Apollo Beach, FL.